The main goal of the Action Blogs website is to create content centered around financial education. Our materials are informative and analytical, covering a wide range of products and services (such as credit cards, loans, financing, various types of investments, and others) offered by national and international financial institutions.
Our Terms of Use are available to users at any time. The provisions of the Action Blogs Privacy Policy, available at https://actionblogs.com/us/privacy-policy/, in conjunction with relevant legislation, collectively apply to these Terms and the use of the website.
Therefore, the General Terms and Conditions of Use are intended to inform users of their responsibilities, obligations and liabilities when accessing and/or using the Action Blogs website, as described in the following sections.
It is important to note that we do not intervene in any processes involving the assessment and/or approval of credit for our clients or partners. Therefore, the final decision to engage in a transaction, extend credit or make an offer is made solely by them, in accordance with their individual credit and risk criteria and policies.
1.1. By accessing Action Blogs, the user agrees to comply with the Terms and Conditions of General Use and the Privacy Policy of Action Blogs.
1.2. By accessing and/or using Action Blogs, the user declares that he/she is at least 18 (eighteen) years of age and has full and express legal capacity to accept the terms and conditions set forth in these Terms and Conditions of Use for all legal purposes.
1.3. If the user does not meet the above criteria and/or does not agree, even partially, with the terms and conditions set out in these Terms and Conditions of Use, he must refrain from accessing and/or using the services offered by Action Blogs, as well as the websites and services managed by it.
2.1. Users have access to this service to address any inquiries, resolve problems, file complaints or provide other information related to the products and services available on Action Blogs.
2.2. “Contact” can be initiated via the form at https://actionblogs.com/us/contact/.
3.1. The User must carefully read all the clauses contained in these General Terms of Use and the Privacy Policy. By using the services and/or products provided by Action Blogs, the User fully agrees to all the clauses and conditions of these Terms.
3.2. Action Blogs provides links and/or redirects the User to other websites where the User can enter into service contracts and/or purchase products from the relevant companies without intervention from Action Blogs.
3.3. When redirected to the website page of the company advertised on the site, the User must carefully read and expressly agree to the terms of use and privacy policy of the advertised company.
3.4. Action Blogs is not responsible for:
(a) the general terms of use and privacy policy of the advertised companies;
(b) the information about the advertised services and/or products;
(c) the services and/or products potentially offered and/or contracted by the advertised companies.
3.5. Action Blogs is not responsible for any viruses, malware, spyware, Trojan horses or any software that may damage or change the settings of users’ equipment as a result of browsing the Internet or using or transferring data, texts, images, files or audio.
3.6. Users are entirely responsible for keeping the operating system of their equipment up to date and having antivirus programs.
3.7. Action Blogs is not liable for any losses and damages arising from the improper use of the Action Blogs website and/or from force majeure or unforeseeable circumstances.
3.8. Action Blogs does not send or require deposits or bank transfers for approval of a financial product.
3.9. Action Blogs does not send emails to Users requesting data confirmation or registration with executable attachments (e.g. extensions .exe, .com, .scr, .zip, .rar) or download links. If you receive one, please notify us via the website itself using the contact form located at https://actionblogs.com/us/contact/.
3.10. Without prejudice to the other provisions of these Terms of Use, the User’s obligations include:
(a) Non-infringement of third party rights when using Action Blogs;
(b) Not to use Action Blogs for the purposes of monitoring or harassing third parties;
(c) Not to engage in fraudulent, illegal, dishonest or improper activities when using the Action Blogs website; and
(d) Compliance with the terms and conditions set forth in these Terms of Use and the Privacy Policy.
4.1. The general terms and conditions of use of Action Blogs may be changed, supplemented or replaced at any time and for any reason, at the discretion of Action Blogs, without prior notice or notification to Users.
4.2. ANY INDIVIDUAL WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, SHOULD REFRAIN FROM USING THE ACTION BLOGS WEBSITE.
5.1. These Terms of Use will remain in effect indefinitely and any legal or administrative claims arising from the use of Action Blogs, subject to these Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days of the event giving rise to them.
6.1. These Terms and Conditions of Use should be read and interpreted in conjunction with the Privacy Policy and both are governed by the laws in force in the United States.
6.2. All matters relating to the interpretation, compliance or any other matter relating to these Terms and the Privacy Policy, the parties expressly agree and waive any other jurisdiction, submitting themselves to the Belo Horizonte Forum, where all doubts or problems arising from these terms of use will be resolved.